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Providing small businesses with innovative cash advance solutions
The Merchant Cash Advance (MCA) process is very straightforward and can be the best funding alternative to a small business loan. We have the fastest approvals and can even get you funded with poor or bad credit history. The funding is based on your monthly cashflow and we only need 3 months of business bank statements to review. We can offer micro funding loans to so you dont need high revenues to qualify. Simply show at least 4-5k in monthly revenue to qualify for a micro business advance. Fill out a simple online application and get an approval in hours. We are a direct lender source and offer the lowest factoring rates.
Get Funded in 24 Hours
Our simple application and high approval rates make it easy to get the cash you need. Our underwriting team can approve all types of industries for a merchant cash advance including higher risk industries like trucking and transportation, commercial and residential construction firms, roofers, contractors, restaurants, cannabis and other high risk industries perfectly ok! We offer the lowest rates and longest terms for merchant cash advances including advances from 2 months all the way up to 18 months! Our round the clock rapid cash advance underwriting process allows us to get multiple offers available to you in most cases less then 1 business day. You will need to supply 3 months business bank statements, a voided check and drivers license using our online application process. Applying online is fast, easy and secure! Applying and the approval process is all online and we will send you e-signs and docusigns for contracts to review and esign. Get approved for the best sources of business funding in a fast, easy and simple way.
Non Credit Based
We'll look at the big picture to find a way to work with you. We do have options for low credit, poor credit, bad credit business owners. FICO Scores are not an issue. We can offer subprime business cash advance funding for credit below 500, between 500 and 600, and we can offer prime business funding for credit scores above 600. We also have "No Credit Check" merchant cash advances, where the underwriter does not review credit history, does not do credit history softpulls or credit hardpulls, but simply looks at your lexis/nexis background. Unless you have a seriously bad background history, you will likely be approved regardless of the credit history. If you have a existing merchant cash advances or paid them off recently, it will also look favorably to the underwriters who approve the business funding advance. So even if you have a sub-prime credit score below 500 our underwriters will review on a case-by-case basis. you can qualify for a rapid business funding program provide that you have paid back previous funding.
Business Funds Solution
Your business funding solution will be customized for your small business. We offer a low-key sales approach and a low pressure application process. Honest and upfront answers and we will not put you into a funding payment situation that you can not realisticly handle. The funding process is very straight forward and easy. You apply online and submit basic information about you and your businss as well as 3 months recent business bank statements. Our underwriters analyze your current business situaton and cash-flow and make an offer based on your sales and accounts receivables. You are typically funded in 1-2 business days after you have reviewed the contracts. We are direct lenders. A daily or weekly ach is then setup and your payments are automatically made. If you prefer we can also make split funding where a portion of your credit card batches are diverted to pay back the funded amount. In this scenario only a certain percentage is paid on each back and its entirely based on your credit card processing volume.